X20 funded accounts FAQ

Every question about X20 Classic, grouped by topic. Can't find yours? Ask our team.

General Information

What services do you offer?

We offer educational packages, tools and resources for people interested in trading and leveraged markets, along with information and guidance on trading platforms, funded account models and the services available through the relevant providers.

Our services are for educational and informational purposes. They are not investment advice and don't guarantee trading results.

Who are Conti Finanziati and Trading Finanziato?

Trading Finanziato and Conti Finanziati are brands that provide educational content, information and resources on trading and funded account models. Since 2019 our team has included professionals, traders, analysts and collaborators creating educational content and market analysis.

We are not a proprietary trading platform, a broker or a provider of funded accounts. The funded account models we discuss are provided by independent third-party companies.

What is your role as a team and as a brand?

Trading Finanziato and Conti Finanziati are marketing, educational and informational brands focused on trading, leveraged markets and funded account models.

We don't provide personalised investment advice, investment recommendations, portfolio management or discretionary trading. Any funded account model or third-party service we discuss is provided by an independent provider, under its own terms and eligibility rules.

X20 Classic

What are the main features of the X20 model?

  • Maximum drawdown of 10% of the total initial account balance, funded capital included. A $10,000 account has a $1,000 limit.
  • Initial profit split of 50%. After a 10% profit target you can raise it to 70% or double the account balance.
  • Scaling on one or more accounts, up to $1,000,000 per account.
  • Eligible profit withdrawals can be requested daily.
  • The initial contribution can be withdrawn once the requirements are met.
  • Forex leverage up to 1:40, XAUUSD up to 1:20.
  • News trading, overnight trading and copy trading are permitted.
  • Expert Advisors are permitted, including third-party, martingale and grid EAs.
  • No IP address restrictions.
  • Several accounts can be opened and managed at the same time.
  • Eligible accounts can be re-funded or reactivated.
  • Holding positions over the weekend is not permitted.
  • Bank transfer and crypto deposits carry no processing fee from the provider; card deposits carry a $10 fee.

Is there a scaling mechanism?

Each time you reach a 10% net profit target, you can choose one of two options:

  • Double the account balance. This can be repeated for each further +10% target, up to $1,000,000 per account.
  • Raise the profit split from 50% to 70%. This can be chosen only once.

Send the request by email with your account number. Withdrawn amounts don't count towards the net profit needed for the next target. After scaling, the maximum drawdown is recalculated on the new balance.

What is the minimum to get started, and what does it cost?

An initial contribution gives access to a trading balance up to 20 times its value. The minimum contribution is $50, for a $1,000 account.

The Funding Plugin costs €19.90 per month. Card deposits carry a $10 processing fee; bank transfer and crypto deposits carry none.

Account Sizes

What account sizes are available?

Each X20 account gives access to a trading balance 20 times the initial contribution. There are 14 sizes, from $50 → $1,000 up to $50,000 → $1,000,000.

See every size, with its drawdown limit, on the account sizes page.

Can I open more than one account, or re-fund an existing one?

You can hold several X20 accounts at the same time.

An existing account can be upgraded to a larger size. For example, a $10,000 account plus a new $10,000 size becomes a $20,000 account. To qualify:

  • the account must not be in drawdown;
  • any profits must be withdrawn first, so the account is back at its initial balance;
  • you must not have already requested a profit split upgrade or an account doubling.

Funds can't be added to an account just to increase the available margin.

Funding Process

How does the funding process work?

Contact our team to learn how the X20 funding process works and the steps involved.

Once the procedure is complete and every requirement is met, the funding is processed within a maximum of 48 hours, subject to the provider's processing times and terms.

The Funding Plugin subscription must be paid within 5 days of purchasing the account; otherwise the provider may not activate the funding.

Trading Conditions

Are there any trading restrictions?

The X20 model allows the strategies and tools permitted by the account terms. The main risk parameter is a maximum drawdown of 10% of the total initial account balance, funded capital included.

Holding positions over the weekend is not permitted. Positions left open are closed automatically 15 minutes before the market closes.

On request by email, leverage can be reduced to 1:25. With that configuration the weekend restriction is removed.

How does the maximum drawdown work?

Example. A $500 initial contribution gives access to a $10,000 account balance. The maximum drawdown is 10% of the initial balance: $1,000, so the breach level is $9,000.

If the account gains 3% ($300), the breach level stays at $9,000 and the available drawdown grows to $1,300.

X20 Classic has no daily drawdown limit and no separate equity drawdown rule beyond the maximum drawdown in the account terms.

What leverage is available?

  • Forex: up to 1:40
  • Gold (XAUUSD): up to 1:20

An optional 1:25 configuration, available on request, removes the weekend restriction.

What markets and instruments are available?

Depending on the provider's instrument offering, you can trade forex, cryptocurrencies, commodities, indices, European stocks and US stocks.

Withdrawals

How often can I withdraw my profits and initial contribution?

Eligible profit withdrawals can be requested daily, provided there are no open positions.

The initial contribution is refundable capital. It can be withdrawn after a minimum trading activity of 2 lots, whatever the account size, and only if equity is at least at breakeven when you ask.

Withdrawing the initial contribution deactivates the associated funding. The account stays active, and the funding can be reactivated later on request.

How much of the profit can I withdraw?

The initial profit split is 50% to the trader and 50% to the provider. The provider's share is deducted when an eligible withdrawal is processed.

After the 10% net profit target, and once the upgrade is activated, the split becomes 70% to the trader. It applies to profits from that point on and stays fixed.

A withdrawal requested right when the 10% target is reached is processed at the previous split, and may not count towards activating the upgrade.

How long do deposits and withdrawals take?

Deposits. Crypto: usually a few hours after confirmation. Card (Stripe): depends on the payment method. Bank transfer: 1–3 business days.

Withdrawals. Crypto: up to 24 hours after approval. Bank transfer: 1–3 business days.

Times are indicative and depend on the payment provider, banks and blockchain conditions.

CopyFunding

Which trading platforms are available?

The funded account runs on Match-Trader as its integrated platform. You can also connect a real or demo MetaTrader 5 account of your choice.

With the MT5 → Match-Trader connection, partial closes made on MT5 are not copied to Match-Trader. To close part of a position, do it directly on Match-Trader.

Technical Support

Is the support quick?

Our team answers enquiries as quickly as possible and, whenever possible, resolves them on the same day. Times vary with the nature and complexity of the request.

Still have a question?

Our team aims to answer on the same day.